THEME: How effective is your bank ECL model in interest rate pricing and IFRS 9 provisioning?
The Kenyan banking industry has in the last 2 years progressively adopted Risk-Based Pricing (RBP) as a critical tool for determining loan pricing based on borrower risk profiles, product differentiation and lender business models. With the increasing pressure for lowering interest rates, capital adequacy and financial inclusion, the development, validation, and recalibration of robust RBP models is essential for banks and microfinance banks (MFBs) to remain competitive, profitable and compliant, while managing credit risk effectively.
In this regard, Metropol is pleased to invite you and a representative from your organization to a Risk Based Pricing Breakfast Forum this Thursday, 13th February 2025 at the Serena Hotel. This forum will facilitate discussions on the latest trends, challenges, and best practices in the development and optimization of RBP models.